Your Local Credit Union as a Local Business Partner

As a local business, we understand that local business is the life blood of our local economy. Why not work with a local financial institution that is truly committed to the success of our Stark County home. Golden Circle Credit Union has partnered with Cooperative Business Services, a collaboration of 70 credit unions so that we can bring you the resources of a large financial institution with the flexibility and personal touch of a small local lender.

For more information or to get your loan process started, contact our Business Development Officer Jonathan Mokri at 440-526-8700. He is available to discuss your business needs and how we can partner with you to meet your objectives.

Business Lending Products

Commercial Real Estate Financing Loans

Purchase or refinance of commercial, industrial and/or investment property
Terms up to 10 years, amortizations up to 25 years
Fixed and variable rate options available
Loans up to $7,500,000 per transaction

Term Loans

Purchase or refinance machinery, equipment or other capital assets, permanent working capital, business acquisition, debt consolidation
Generally 12 to 180 month terms
Fixed and variable rate options available
Loans up to $2,000,000 per transaction

Lines of Credit

Available for any general business purpose
Line of credit facilities are generally reviewed on an annual basis
Rates are typically set at a floating rate over the Wall Street Journal
Prime Lending Index
Loans up to $500,000

SBA 7(a) and 7(a) Express Loans

Business expansion, business acquisition, commercial real estate purchase, machinery & equipment purchase, working capital, and debt refinance
Terms up to 25 years
Variable rate spread over the Wall Street Journal Prime Lending Index
Loans up to $5,000,000

SBA 504 Loans

Land and building purchase, construction or renovation, and machinery & equipment purchase
Terms up to 20 years
Loans up to $5,000,000

Micro Loan Program (loans less than $250,000)

Funds requested will lead to additional revenue generation
Terms up to 10 years, amortizations up to 25 years
Fixed and variable rates available
Loans less than $250,000

NOWaccount® - Small Business Financing

NOWaccount®, the first merchant service that works for B2B, enables you to choose to Get Paid NOW® − for the same or less than the cost of accepting a credit card for payment – while your commercial and government customers continue to pay according to their schedules. NOWaccount helps you better manage day-to-day cash flow, allowing you to reserve lines of credit and other sources of capital for more strategic expenditures.

Click for Application for Loans $250,000.00 or more

Click for Application for Loans less than $250,000.00