Skip to Main Content
Virtual Branch

Golden Circle Credit Union offers these services for the convenience of our members.

Share Savings Accounts

Family photo

As a credit union member, you are not a customer but a member/owner of our financial cooperative. We call your savings shares, and interest earned is called dividends. Share accounts and dividends work the same as traditional savings accounts with interest and are also federally insured.

Regular Share Savings Accounts

A minimum $5.00 deposit opens the door to all the member benefits Golden Circle Credit Union offers.

Christmas Club Accounts

Holidays are more affordable with regular savings today. We have flexible savings and payout options.

High Yield Share Savings

This is our Money Market style account with tiered rate dividends which offer additional earnings compared to Regular Share Savings.

Special Share Savings Accounts

Saving for a specific goal or just want to keep some money separate for a rainy day? We have numerous separate share accounts you can use for any savings purpose.

NCUA Logo

Top Button

Checking Accounts

Writing a check

Golden Circle Credit Union has several types of Checking accounts with different levels of service.

Basic Checking

This account includes no transaction limitations or requirements, free Virtual Branch Home Banking, free Electronic Bill Pay, free Mobile Banking with Mobiliti, and ATM & Debit Card access. This account has a $4.95 per month service charge which is waived for accounts that maintain a $500.00 account relationship.

Secure Checking

Secure Checking

This account includes all the features of Basic Checking and these additional features: IDProtect - Identity Theft Monitoring and Resolution Service, up to 1,2$10,000 in Accidental Death & Dismemberment Insurance, 3,4Debit Advantage® – Buyer’s Protection and Extended Warranty, Cellular Telephone Protection, Travel & Leisure Discounts, 1$hopping Rewards™, and Health Discount Savings. 1,5The monthly service fee for this account is $4.95. (1, 2, 3, 4, 5)

Golden Checking

This account includes all the features of Basic Checking and in addition, pays monthly dividends. This account has a $5.00 monthly service charge which is waived if the Golden Checking account maintains a $1,500.00 balance.

NCUA Logo

Top Button

Investment Accounts

Newspaper & Dollars

Golden Share Certificates

For as little as $1,000.00 we offer Share Certificates with competitive rates and terms from 6-60 months. These are also available as both traditional & Roth IRAs.

Special Share Certificates

We also have periodic special certificates which offer top dividend rates with varying terms. These are also available as both traditional & Roth IRAs.

Jumbo & Mini Jumbo Share Certificates

Depositing $50,000.00 or more, we offer even higher dividend rates which are set weekly to give you the highest returns. These are also available as both traditional & Roth IRAs.

NCUA Logo

Top Button

Retirement Accounts

Retirement gathering at the park

Traditional and Roth IRA Accounts

An Individual Retirement Account (IRA) is a savings account that is designed to help you save for retirement by offering tax advantages. There are two different types of IRAs: Traditional and Roth. Roth IRAs offer no deduction for contributions, but your investment earnings are tax-free in retirement. Traditional IRAs can provide a deduction for contributions so you can defer taxes on both income and earnings until funds are withdrawn, typically in retirement. See you tax advisor for more information including details about eligibility.

IRA Share Savings

Start your retirement savings with a minimum opening balance of $100.00. This account is great for periodic savings through direct deposit or payroll deduction. This account is available for both Traditional and Roth IRAs.

IRA Gold High Yield Savings

For higher balance savers, this account offers tiered dividends that grow with your balance. This is an easy way to maximize your IRA contributions. This account is available for both Traditional and Roth IRAs.

Golden IRA Share Certificates

For as little as $1,000.00 we offer Share Certificates with competitive rates and terms from 6-60 months. These are available as both traditional & Roth IRAs.

Special IRA Share Certificates

We also have periodic special certificates which offer top dividend rates with varying terms. These are available as both traditional & Roth IRAs.

Jumbo & Mini Jumbo Share Certificates

Depositing $50,000.00 or more, we offer even higher dividend rates which are set weekly to give you the highest returns. These are available as both traditional & Roth IRAs.


Stop in or call for details for each account type.

All Savings and Checking accounts with Golden Circle Credit Union are able to receive Direct Deposit or Payroll Deductions and are accessible with an approved ATM Card (or VISA Debit Card for Checking). Virtual Branch, our home banking program, is available for all our accounts. Conditions, fees may apply. All accounts are Federally Insured to $250,000.00 by NCUA, an agency of the US Government.

NCUA Logo

Top Button
Checks ReorderReorder Checks
News & FormsNews/Specials
Rates & FeesBest Rates
Apply For LoansApply For Loan
Find ATM with Alliance One
Members Businesses
CO-OP ATMs and Shared Branches
Score Card Rewards
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving Golden Circle CU website and entering a website hosted by another party. Golden Circle CU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Golden Circle CU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Golden Circle CU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel
Top