Golden Circle Credit Union offers these services for the convenience of our members.

Share Savings Accounts

As a credit union member, you are not a customer but a member/owner of our financial cooperative. We call your savings shares, and interest earned is called dividends. Share accounts and dividends work the same as traditional savings accounts with interest and are also federally insured.

Regular Share Savings Accounts

A minimum $5.00 deposit opens the door to all the member benefits Golden Circle Credit Union offers.

Christmas Club Accounts

The easy way to save for Christmas, with several end of year payout options.

High Yield Share Savings

This is our Money Market style account with tiered rate dividends which offer additional earnings compared to Regular Share Savings.

Special Share Savings Accounts

Have a specific savings need or just want to keep some money separate for a rainy day. We have the convenience of numerous separate share accounts you can use for any savings purpose you desire.

Checking Accounts

Golden Circle Credit Union has several types of Checking accounts with different levels of service.

Basic Checking

This account includes no transaction limitations or requirements, free Virtual Branch Home Banking, free Electronic Bill Pay, free Mobile Banking with Mobiliti, and ATM & Debit Card access. This account has a $4.95 per month service charge which is waived for accounts that maintain a $500.00 account relationship.

Secure Checking

This account includes all the features of Basic Checking and these additional features: IDProtect - Identity Theft Monitoring and Resolution Service, up to $10,000 in Accidental Death & Dismemberment Insurance, Debit Advantage Buyer’s Protection, Cellular Telephone Protection, Travel & Leisure Discounts, Shopping Rewards, and Health Discount Savings. The monthly service fee for this account is $4.95.

Golden Checking

This account includes all the features of Basic Checking and in addition, pays monthly dividends. This account has a $5.00 monthly service charge which is waived if the Golden Checking account maintains a $1,500.00 balance.

Investment Accounts

Golden Share Certificates

For as little as $1,000.00 we offer term Share Certificates with competitive fixed rates for terms from 6-60 months. These are also available for IRA Accounts.

Special Share Certificates

We also have periodic special certificates which offer our top dividend rates and length of deposit varies. These are also available for IRA Accounts.

Jumbo Share Certificates

Depositing $50,000.00 or more, we offer even higher dividend rates which are set daily to give you the highest returns. These are also available for IRA Accounts.

High Yield Share Savings

This is our Money Market style account with tiered rate dividends which offer additional earnings compared to Regular Share Savings.

Retirement Accounts

Traditional and Roth IRA Accounts

No administrative fees plus tax advantages.

IRA Gold High Yield Savings

For higher balance savers, this account offers tiered dividends that grow with your balance. The easy way to maximize your IRA contributions. These are available for both Traditional and ROTH accounts.

Golden IRA Share Certificates

For as little as $1,000.00 we offer term Share Certificates with competitive fixed rates for terms from 6-60 months.

Special IRA Share Certificates

We also have periodic special certificates which offer our top dividend rates and varied maturity dates.

Jumbo IRA Share Certificates

Depositing $50,000.00 or more, we offer even higher dividend rates which are set daily to give you the highest returns.


Stop in or call for details for each account type.

All Savings and Checking accounts with Golden Circle Credit Union are able to receive Direct Deposit or Payroll Deductions and are accessible with an approved ATM Card (or VISA Debit Card for Checking). Virtual Branch, our home banking program, is available for all our accounts. Conditions, fees may apply. All accounts are Federally Insured to $250,000.00 by NCUA, an agency of the US Government.