Your Local Credit Union as a Local Business Partner

As a local business, we understand that local business is the life blood of our local economy. Why not work with a local financial institution that is truly committed to the success of our Stark County home. Golden Circle Credit Union has partnered with Cooperative Business Services, a collaboration of 70 credit unions so that we can bring you the resources of a large financial institution with the flexibility and personal touch of a small local lender.

For more information or to get your loan process started, contact our Business Development Officer Jonathan Mokri at 440-526-8700. He is available to discuss your business needs and how we can partner with you to meet your objectives.

Business Lending Products

Commercial Real Estate Financing Loans

  • Purchase or refinance of commercial, industrial and/or investment property
  • Terms up to 10 years, amortizations up to 25 years
  • Fixed and variable rate options available
  • Loans up to $7,500,000 per transaction

Term Loans

  • Purchase or refinance machinery, equipment or other capital assets, permanent working capital, business acquisition, debt consolidation
  • Generally 12 to 180 month terms
  • Fixed and variable rate options available
  • Loans up to $2,000,000 per transaction

Lines of Credit

  • Available for any general business purpose
  • Line of credit facilities are generally reviewed on an annual basis
  • Rates are typically set at a floating rate over the Wall Street Journal
  • Prime Lending Index
  • Loans up to $500,000

SBA 7(a) and 7(a) Express Loans

  • Business expansion, business acquisition, commercial real estate purchase, machinery & equipment purchase, working capital, and debt refinance
  • Terms up to 25 years
  • Variable rate spread over the Wall Street Journal Prime Lending Index
  • Loans up to $5,000,000

SBA 504 Loans

  • Land and building purchase, construction or renovation, and machinery & equipment purchase
  • Terms up to 20 years
  • Loans up to $5,000,000

Micro Loan Program (loans less than $250,000)

  • Funds requested will lead to additional revenue generation
  • Terms up to 10 years, amortizations up to 25 years
  • Fixed and variable rates available
  • Loans less than $250,000

NOWaccount® - Small Business Financing

NOWaccount®, the first merchant service that works for B2B, enables you to choose to Get Paid NOW® − for the same or less than the cost of accepting a credit card for payment – while your commercial and government customers continue to pay according to their schedules. NOWaccount helps you better manage day-to-day cash flow, allowing you to reserve lines of credit and other sources of capital for more strategic expenditures.


Click for Application for Loans $250,000.00 or more


Click for Application for Loans less than $250,000.00